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- Comparing Credit Card Offers
IT'S NO SUPRISE that so many people still carry credit cards with annual percentage rates (APRs) of 13% or higher. After all, there's a whole industry of card issuers out there devoted to using hidden fees and interest rate gymnastics to gouge you as best they can. - Digging Out of Debt
THE SECRET to paying off credit-card debt is really very simple: All you need to do is earn more than you spend, and apply the savings toward paying down your debt. - Is That Balance Transfer Worth It?
LIKE MANY PEOPLE THESE days, 69-year-old Ira Stoller uses cash-rebate credit-cards for all of his purchases, lowering his bills by as much as 5%. But these savings are nothing compared with the profit the traveling salesman from Butler, N. - How Much Interest Will You Pay?
DOES YOUR credit card balance keep inching upward? Then before you charge one more thing, you should assess the cost of that debt.
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Credit and Debt
Credit has been the proverbial “third rail” of personal finances – virtually necessary for everyday life but potentially dangerous when not handled well. What role does credit play in your life? Do you view it as essential to supplementing your regular income? Is it something you feel confident managing or has it become a stressful source of expensive debt? Understanding credit, using it wisely and managing debt responsibly are core personal finance skills. Regardless of where are you in your personal financial life today, start educating yourself about these two critical areas to ensure yourself and your family a more stable financial future.
